How Lutine would work

Six checks before cover

The website checks pool data to help you build an estimate. A working cover contract would also need to verify the token, its creator, your holdings, and the available funding.

1. Pool age. Estimates are available from 15 minutes to 24 hours after a pool opens. The token’s actual launch time still needs verification.
2. Liquidity. The pool needs at least $10,000 in supported paired tokens: wSOL or USDC on Solana; WETH or USDG on Robinhood Chain. RH token identities still need verification.
3. Token identity. We search for older tokens with the same ticker. A matching ticker is a warning, not proof that a token is a copy.
4. Creator control. Check who can mint, freeze, or restrict tokens, remove liquidity, and control related wallets. These checks are not implemented yet.
5. Your holdings. Proposed cover cannot exceed the eligible tokens you hold. Wallets linked to the creator would be excluded. This website does not connect to a wallet.
6. Cover limit. Proposed total cover for a token must stay below 10% of its verified paired-token reserve. Current estimates do not check other buyers’ exposure.

Two proposed payout triggers

The proposed cover lasts 24 hours and would apply to either of these creator actions:

• The creator removes eligible liquidity from the pool.
• Verified creator-linked wallets sell more than 5% of the token’s supply.

Ordinary price drops, other traders’ sales, and general issuer failures would not qualify. Locked liquidity, concentrated-liquidity pools, and bonding curves require different checks. Unsupported pools are excluded.

The exact claim rules, supported pools, and funding must be finalized before cover opens.

How estimates are priced

The sample premium is a percentage of the cover amount, based on pool age:

• 15–59 minutes: 5%.
• 1–6 hours: 3%.
• 6–24 hours: 2%.

For example, $1,000 of cover at 3% would cost $30. These rates are proposals, not validated insurance pricing. Final prices and capacity will be published with the funded contracts.

Where payout money would come from

The proposed model uses a funded vault to pay eligible claims. Stakers provide capital and take the risk of losses. Token fees alone do not guarantee enough money for payouts.

Today, no cover is active. No premiums have been collected and no claims have been paid. Wallet connections and payments are not available.

Your draft stays on one network

A cover slip is your saved list of tokens and estimates. Solana and Robinhood Chain have separate slips. Switching networks keeps each list separate.

You can download the draft as JSON. It contains the network, token and pool addresses, amounts, estimates, and check results. Contract-only fields stay empty. It is not a signed cover agreement.

Check the sources

Pool listings come from GeckoTerminal and Dexscreener. The page shows whether you are viewing a live read or saved data, along with its timestamp. Open a listing to follow its source links.

Displayed reserves may be estimates. The site does not verify token permissions, creator ownership, your wallet balance, or the vault’s total commitments. Passing a website screen does not mean a token is safe.

View saved market data

Why the name Lutine?

Lutine takes its name from HMS Lutine and the historic bell at Lloyd’s. The bell is our symbol for a loss event.

The planned token launch is on Solana. Proposed cover would support Solana and Robinhood Chain. Lutine is not affiliated with Lloyd’s or the Solana Foundation.